Detailed comparison across 10 dimensions
Winner: Ramp
Ramp clearly comes out ahead of BILL on Staquest's weighted six-dimension score. Ramp has a free tier; BILL does not. Paid plans start at $65/mo for BILL and $15/mo for Ramp.
| Overview | ||
|---|---|---|
| Type | hybrid | hybrid |
| Company | BILL Holdings, Inc. | Ramp Business Corporation |
| Free Tier | ||
| Has API | ||
| Open Source | ||
| Trending | Stable | Stable |
| Industries | DevelopmentFinTechEducation & EdTechAI & Machine LearningSales & CRM | DevelopmentFinTech |
| Categories | payment-processingaccounting | payment-processing |
| Website | Visit | Visit |
Ramp
custom
per user
per user
freemium
per user
custom
| Feature | bill | ramp |
|---|---|---|
| 2-Way Matching | ||
| 24/7 Phone Support For Travel Bookings | ||
| Access Custom User Roles | ||
| Accounting Automation | ||
| Access Unlimited Document Storage | ||
| Accounts Payable | ||
| Add Unlimited Purchase Requesters For Free | ||
| Advanced Intake And Approval Workflows | ||
| Api Access | ||
| Ai Coding For Every Field | ||
| Automate Approval Workflows | ||
| Ai-Driven Approval Recommendations | ||
| Automatic 2-Way Sync With Quickbooks Enterprise, Oracle Netsuite, Sage Intacct, Microsoft Dynamics, & More | ||
| Ai-Driven Expense Reviews And Policy Insights | ||
| Automatic 2-Way Sync With Quickbooks Online, Quickbooks Pro, Quickbooks Premier, And Xero | ||
| Ai-Driven Vendor Compliance Reviews | ||
| Automatic Ai Multi-Line Bill Coding With The Invoice Coding Agent | ||
| All The Features Of Free | ||
| Automatic W-9 Collection And Verification With The W-9 Agent | ||
| All The Features Of Plus | ||
| Connect With +4M Vendors Via The Bill Network | ||
| Audit Log | ||
| Create And Send Purchase Orders | ||
| Auto Tax Capture And Coding | ||
| Create Professional, Custom Invoices | ||
| Auto-Coded Line Items | ||
| Dual Control | ||
| Auto-Lock Cards When Compliance Is Unmet | ||
| Easily Create Purchase Requests | ||
| Auto-Receipt Collection And Matching |
Showing 30 of 30 features
Dashes mean the feature isn't listed in our data. The tool may still support it.
On Staquest's weighted six-dimension scoring, Ramp comes out ahead overall, though BILL can be the better fit depending on your priorities — see the dimension-by-dimension breakdown above.
BILL's paid plans start at $65/mo and Ramp's start at $15/mo, so Ramp is the lower entry price. Check the pricing comparison for higher tiers and per-seat costs.
Ramp offers a free tier; BILL does not currently list one.
Ramp scores higher on pricing value in Staquest's analysis. It is the highest-weighted dimension in this comparison.
