Detailed comparison across 10 dimensions
Winner: Refact.ai
Refact.ai clearly comes out ahead of PearAI on Staquest's weighted six-dimension score. Both offer a free tier. Paid plans start at $15/mo for PearAI and $10/mo for Refact.ai.
| Overview | ||
|---|---|---|
| Type | ai tool | ai tool |
| Company | PearAI | Small Magellanic Cloud AI Ltd. |
| Free Tier | ||
| Has API | ||
| Open Source | ||
| Trending | Stable | Stable |
| Industries | DevelopmentAI & Machine Learning | Development |
| Categories | ai-coding | ai-coding |
| Website | Visit | Visit |
Refact.ai
per user
custom
freemium
custom
| Feature | pearai | refactai |
|---|---|---|
| Centralized Billing And Dashboard | ||
| 10,000 Coins Renewed Every Month | ||
| Community Discord Server | ||
| 2,000 Coins To Use Ai Agent & Chat | ||
| Direct Customer Support By The Founders And Contributors | ||
| Access Control For Detailed Statistics | ||
| Full Access To Pearai Router & Hosted Servers | ||
| Aws Marketplace Installation | ||
| Full Privacy: Zero Data Retention Policy With Anthropic | ||
| Claude 4, Gpt 4.1, 4O, Gemini 2.5 Pro, And More | ||
| Monthly Refill Of $15 Credits For Market-Leading Ai Models | ||
| Codebase-Aware Vector Database (Rag) | ||
| Monthly Refill Of Increased Pearai Credits | ||
| Complete Code Privacy With Zero Telemetry Leaving | ||
| Pay-As-You-Go For Additional Credits | ||
| Discord Support | ||
| Use Local Models | ||
| Everything In Free | ||
| Use Your Own Api Keys | ||
| In-Ide Chat Aware Of Your Codebase Context | ||
| Llm Fine-Tuning | ||
| On-Prem Or Private Cloud Deployment | ||
| On-Premise Installation | ||
| Optimized For Multiple Gpus With Load Sharing | ||
| Priority Support | ||
| Private Server | ||
| Self-Hosting Option Available | ||
| Thinking Abilities | ||
| Unlimited Fast Auto-Completion |
Showing 29 of 29 features
Dashes mean the feature isn't listed in our data. The tool may still support it.
On Staquest's weighted six-dimension scoring, Refact.ai comes out ahead overall, though PearAI can be the better fit depending on your priorities — see the dimension-by-dimension breakdown above.
PearAI's paid plans start at $15/mo and Refact.ai's start at $10/mo, so Refact.ai is the lower entry price. Check the pricing comparison for higher tiers and per-seat costs.
Both PearAI and Refact.ai offer a free tier.
Refact.ai scores higher on pricing value in Staquest's analysis. It is the highest-weighted dimension in this comparison.
Refact.ai exposes a public API. The feature comparison and dimension scores above cover the full breakdown.
